Good day to all!
Welcome back to Burpz and thank you for patiently waiting for my next post:)
I was so busy the past few months running so many things on my mind with a pile load of jobs ongoing! By the way, not to waste any of your time, a little update of myself here! I’ve just joined Genesis-Global Gems & Jewellery (Singapore) as the Asst. Vice-President for Business Development and i’ll just like to share with you what the company has installed for all you people here!
A Great Plan!
Some people might have thought about this and i’m no different from you. I’ve always been thinking of many ways to make more Money! But still, many of us do not dare to go into what seems so real, perhaps we don’t believe how much we could make out of it, or maybe we just might have thought that keeping our money in the bank is a rather safe idea compare to having an alternative investment.
So now, since i’ve stepped my foot into it, let me share with you a little more about it.
Let’s take a look and compare the prices of Fixed- Deposits in Singapore.
DBS Singapore – Fixed Deposit
| Period | $1,000 – $9,999 |
$10,000 – $19,999 |
$20,000 – $49,999 |
$50,000 – $99,999 |
$100,000 – $249,999 |
$250,000 – $499,999 |
$500,000 – $999,999 |
| 1 mth | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 2 mths | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 3 mths | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 4 mths | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 5 mths | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 6 mths | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 7 mths | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 8 mths | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 9 mths | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 |
| 10 mths | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 |
| 11 mths | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 | 0.2000 |
| 12 mths | 0.2500 | 0.2500 | 0.2500 | 0.2500 | 0.2500 | 0.2500 | 0.2500 |
| 18 mths | 0.5000 | 0.5000 | 0.5000 | 0.5000 | 0.5000 | 0.5000 | 0.5000 |
| 24 mths | 0.5500 | 0.5500 | 0.5500 | 0.5500 | 0.5500 | 0.5500 | 0.5500 |
Now, have a thought. If you are an educated person ( i believe you are) and you’re aware of the kind of inflation that we as Singaporeans like you and i go through, is that 0.55% enough to tide you through your price hike when you get your Teh- Terik and Roti Prata??
the ans? – you know it better yourself.
So let’s now take a look at what Genesis-Global Gems & Jewellery (Singapore) can help you with.
Seemingly, you decide that you’re comfortable with parting an amount between SGD$20,000 to SGD$40,000 and you’re looking to get a beneficial return of about 2.4% per annum, then i’ve got an option just for you!
In the world of financial instruments, people are familiar with banks and fixed deposits. But in the world of precious stones, and especially diamonds, there had never been a ‘banking system’ that allows investors to generate regular returns or ‘interest’ on those precious assets.
Investors in precious stones or diamonds are almost always limited to the arena of auction houses and sporadic pools of private collectors to sell their investments for capital gains, which are non-guaranteed. There had also never been a marketplace that provides ready liquidity for the savvy investor to liquidate his or her holdings with certainty of capital protection plus a decent return on investment.
But the good new is that now, there is!
An Alternative Investments
At Genesis-Global Gems & Jewellery (Singapore) Pte Ltd, they only deal with diamonds of the highest quality that have been graded and certified as Triple Excellent for Polish, Cut and Symmetry by the world renowned Gemological Institute of America (GIA).
By their standard, the Triple Excellent grading has always been the minimum criteria for a diamond to be regarded as having real investment value, apart from the other minimum criteria of colour F and clarity VS1. Any feature that exceeds these criteria would simply be a bonus.
5-year Diamond Investment Plan*
As the plan is to ensure that their customers benefit from the diamond investment in a real and tangible manner, they allow the customers to keep the diamond which they bought from, while reaping handsome customer cash rewards totalling 12% return on investment over a period of 5 years. This is an example of how it works:
Step 1 – Buy from them a 1.20 carat, F colour, VS1 clarity, Triple Excellent GIA certified diamond at S$32,888.
Step 2 – Collect 5% of S$32,888 on the first anniversary of the date of purchase.
Step 3 – Collect 3% of S$32,888 on the second anniversary of the date of purchase.
Step 4 – Collect 2% of S$32,888 on the third anniversary of the date of purchase.
Step 5 – Collect 1% of S$32,888 on the fourth anniversary of the date of purchase.
Step 6 – Collect 1% of S$32,888 on the fifth anniversary of the date of purchase.
Step 7 – Exercise the Put Option to sell the diamond back to us at S$32,888 no earlier than 3 months before, and no later than one month before, the 5th anniversary of the date of purchase. Of course the diamond must not be damaged in order for the Put Option to be validly exercised. In this regard, the safest and surest way of preventing any damage over the five years would be for the diamond to be kept by us in our high security storage facility at the Singapore Freeport under insurance protection, which service is provided free of charge. The choice is yours – to keep it yourself or to keep it with us.
If our customer chooses to sell the diamond to anyone at any time after their purchase of the diamond from us, our customer is free to do so without any penalty, and he or she still gets the above customer cash rewards aggregating 12% of S$32,888, which will be paid out in the stages as shown above. Of course, by selling the diamond to another party, the Put Option would lapse and therefore the customer’s right to sell back the diamond to us would accordingly be terminated.
After hearing what Genesis-Global offer, we’ll take a look at why is Diamond such a great investment tool:
Take a closer look, you’ll see how much Diamonds of such have appreciated over time. Now, that’s what i call investment.
Maybe the illustration above can give you a little idea of what an alternative investment could do to help you in difficult times, however, it’s a choice that you or your family have to make. I did it, you can too!
For more enquiries about Genesis-Global Gems & Jewellery or you wish to speak to any of our agents, email to: joel.low@genesis-global.com.sg
Signing off!
BURPZ!
BURPZ! 